# Privacy policy | ezPayments

> What personal data ezPayments collects, why, who we share it with, how long we keep it, and your rights. We do not sell personal data.

Source: https://ezpayments.co/legal/privacy

Legal

# Privacy policy

Last updated: 01.01.2025 · [Terms of use](https://ezpayments.co/legal/terms)

[1\. Information we collect](#p1)[2\. How we use personal data](#p2)[3\. Legal bases for processing](#p3)[4\. Data sharing](#p4)[5\. International data transfers](#p5)[6\. Data retention](#p6)[7\. Your rights](#p7)[8\. Security](#p8)[9\. Policy updates](#p9)[Contact](#pc)

## 1\. Information we collect

We collect information necessary to operate a regulated payments platform, including:

-   **Identity Data:** name, date of birth, government ID, selfies;
-   **Business Data:** company records, ownership, tax information;
-   **Financial Data:** transaction records, bank accounts, wallet addresses;
-   **Technical Data:** IP address, device data, cookies;
-   **Compliance Data:** sanctions screening results, risk scores.

## 2\. How we use personal data

We use personal data to:

-   Provide payment and payout services;
-   Verify identity and comply with AML/KYC obligations;
-   Prevent fraud and financial crime;
-   Meet legal, regulatory, audit, and reporting requirements;
-   Improve platform performance.

## 3\. Legal bases for processing

Processing is based on:

-   Contractual necessity;
-   Legal obligations;
-   Legitimate interests;
-   User consent where required.

## 4\. Data sharing

We may share data with:

-   Stripe and payment partners;
-   Banking and custodial institutions;
-   Identity verification and fraud-prevention providers;
-   Regulators, courts, and law enforcement when required.

**We do not sell personal data.**

## 5\. International data transfers

Data may be processed in the United States and other jurisdictions with appropriate safeguards.

## 6\. Data retention

Financial and identity data is retained for 5–10 years as required by payments and AML regulations.

## 7\. Your rights

Subject to applicable law, you may request access, correction, or deletion of personal data. Certain requests may be restricted due to regulatory obligations.

## 8\. Security

We maintain safeguards consistent with financial-services industry standards.

## 9\. Policy updates

We may update this Privacy Policy periodically. Continued use constitutes acceptance.

## Contact

[hello@ezpayments.co](mailto:hello@ezpayments.co)